Technology has finally made its way into the insurance industry. Car insurance customers can plug a small gadget into the OBD port of their vehicle and receive a discount up to 30% for safe driving behavior.

The gadget is about the size of a closed flip phone and is virtually invisible once installed. Installation is a breeze and is as simple as plugging it in to the port. The device will monitor various driving habits which will be wirelessly transmitted to the company to establish the discount.

In addition to mileage, the device will log the time of day, length of trip, acceleration, and braking behavior. For a safe driver that doesn’t use the vehicle more than 15,000 miles per year, the discount can be substantial.

Getting a cheaper insurance rate is important to just about everyone. Historically, insurance companies established the rate based upon factors like violations and accidents. Those incidents will reflect against the driver for 3-5 years. But with this new technology, even a driver with a few tickets or an accident can benefit and start receiving a lower insurance price in as little as 30 days.

Discount Insurance Group in Cape Girardeau, MO is an agency that can help customers get this new discount. “We love insurance discounts and saving people money”, says Brian Barnes, the agency owner. This technology will reward safe drivers and those that don’t drive a lot with even lower rates.

There is no downside to installing the Snapshot Device. It is free for the customer and it can only be used to substantiate additional discounts. The worst-case scenario would be a customer who doesn’t qualify for extra discounts and their rate would just stay the same. If your looking to lower your car insurance bill, consider getting signed up for this new discount. Contact Discount Insurance Group for more information.