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Save money on your next insurance bill
Stay Insured Prior insurance coverage is one of the biggest factors. Typically the magic number here is 6 months of prior coverage. Usually if you have had 12 months of continuous coverage, you will see even a bigger discount.
Get a Re-Quote Insurance rates change often, and you should shop for a new rate anytime your situation changes. We advise our customers to request a re-quote every 6 months because companies are constantly changing rates.
Getting Older Age does have it\'s advantages and the most common car insurance discounts will occur at age 18,19,21, 25 and 30. If you have recently reached one of these magical ages, it is time to have an insurance re-quote.
Getting Married The married discount can save you a substantial amount when you combine both drivers on one policy. Quite often, both drivers can be insured for the price of one.
Erase Violations Most insurance companies will only charge for accidents and violations that have occurred within the last 3 years. If you are unsure of your driving record, just ask an agent to check it out for you.
Buy another Car A NEW CAR can reduce your insurance bill. Insurance companies use complex algorithms to calculate insurance rates, and it is possible to have more cars and pay less rates. Ask about multi-car discounts and driver assignment rules.
Buy another Policy You can get big discounts by having multiple policies. Make sure to ask your agent about policies for Life, Health, and recreational vehicles like motorcycles boats and travel trailers.
Buy a Home Home Owners receive a discount even if that home is insured with another company. A home owner is considered to be more responsible and may receive a substantial discount on their auto insurance.
Pay in Full You can save big be selecting a paid in full option. Each discount will vary, but will usually equal getting a free month of insurance.
Select an Auto Pay option Automatic payment options will save you and the insurance company time and money. This option allows the company to automatically draft your monthly premium directly from you checking account. This option will also result in a lower down payment when starting a new policy.
Classic Cars & Trucks These vehicles deserve special coverage and a discounted premium. It is possible to put "Full Coverage" on that 64 Mustang for less than $200 per year! Find out if you qualify
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